Our credit is less than stellar, what’s our most readily useful bet for pursuing home financing?

Our credit is less than stellar, what’s our most readily useful bet for pursuing home financing?
Okay i understand we will be a terrible person but PLEASE speak from experience. We can’t pay off an Amscot loan and so they have currently attempted to debit my bank checking account. The check bounced. What are the results next?
“ we owe $111,000 in figuratively speaking. Broke. Ignoring loan sharks. What do i actually do? Age 28. We make $636 a with ssi month. I owe $111,000 in student education loans (note: still maybe maybe perhaps not completed with college). We left to deal with my newborn. Sallie Mae desires near $800 a lowest they could possibly go was $500 much later month. About 7 months into delinquency (soon to go on standard). Planning to begin working as an assistant manager making near $2,500 30 days. SOO MUCH PRUSSEURE NOW THAT We HAVE A NEWBORN! May I register bankruptcy in the non-secure, unsubsidized personal figuratively speaking (that will be about $86,000)? My lawyer does understand why you n’t cannot seek bankruptcy relief on student education loans, since that has been just just what Sallie Mae told him. I cope with non-secure personal loans on a regular basis and you’re in a position to have it released home loan: How much do we have to alllow for $ mortgage that is 60K? We’re enthusiastic about a homely home at around $55K. 1). Simply how much would have to make yearly to qualify (we now have no financial obligation on our bank cards, are present property owners etc).
Our credit is much less than stellar, what’s our bet that is best for pursuing a home loan? Thank you for the assistance!
so how exactly does one find down their credit rating? Not only the free report, the real rating.